Your pet means the world to you, and you do everything you can to keep them safe and healthy. However, medical mishaps can happen at any time. Like humans, it’s a good idea for pets to have insurance just in case. At Ponderosa Veterinary Clinic, we aim to educate pet parents like you about pet insurance to help you choose the best care for your furry friend.
We’re a veterinarian clinic in Colorado Springs dedicated to the highest standards of veterinary care, and we’re here to break down how pet insurance works and if it’s worth it for your cat, dog, or other pet (pet insurance can cover various animals, including birds, horses, and guinea pigs!). If you want to learn more about pet insurance, don’t hesitate to book an appointment with our top-of-the-line team.
After your pet receives care at the veterinarian, you’ll submit your receipt to your pet insurance company for reimbursement. Just like human health insurance, pet insurance has deductions and exclusions. It depends on the type of plan you pick and what kind of coverage it offers.
Having pet insurance is a proactive way to ensure your pet has care in critical times of need. It also helps ensure you don’t spend too much money out of pocket on costly surgeries or check-up routines!
Here are some of the top benefits of getting pet insurance:
When choosing a pet insurance plan, there’s a lot to consider! it’s important to keep these considerations top of mind when choosing the right insurance plan for you:
In an outdoorsy state like Colorado, pet owners will want to be aware of the many different scenarios where pet insurance may be useful to have. Here are the top situations where health insurance has been helpful to pet owners in Colorado:
Outdoor Accidents – Colorado Springs’ rugged outdoor environment can lead to injuries. If on a hike with lots of rocks and ledges, accidental falls, collisions, or cuts can result in fractures, or sprains that may require a visit to the vet.
Allergies – Seasonal allergies are common among pets in Colorado Springs, with many suffering from skin and respiratory conditions due to various environmental allergens.
Snake Bites – Colorado is home to several snake species, including the venomous rattlesnake. Pets exploring outdoors can encounter these reptiles and suffer from potentially life-threatening snake bites.
Altitude Sickness – While less common, some pets may struggle with Colorado Springs’ high altitude, which can lead to altitude sickness causing respiratory distress and other related problems.
Considering these common visits we get, pet insurance may be a good idea for Colorado Springs residents!
Pet insurance can cover the cost of many different scenarios but can be broken down into the following depending if you pick a full-coverage, illness, or accident-only plan:
Depending on the plan you choose, pet insurance can be pricey. You may wonder if it’s worth it, especially if your pet is relatively healthy with no preexisting conditions. Unfortunately, accidents can happen. If your dog jumps off the bed the wrong way and breaks a bone, will you be able to pay thousands of dollars for surgery?
Here are the steps to getting insured today:
1) Determine Which Pet Insurance You Want – Based on considerations outlined above, figuring out which health plan is best for you is an important first step to getting insured. If you have a preferred clinic, be sure to check and see if they accept your insurance.
2) Apply for Insurance – Applying for pet insurance is a fairly straightforward process. Getting quotes from several providers, selecting the best plan for you, then submitting your application comes next!
3) Get Approved – The waiting period varies from one provider to the next, but typically lasts a few days to a few weeks. During that time they may ask for additional documentation.
After approved, you’re all set! You’ll have peace of mind with your decision to insure your furry little friend in case anything happens.
When choosing the best pet insurance plan for your furry friend’s needs, you don’t want to pick a plan impulsively. Not only do you need pet insurance that works well for your pet’s age and medical conditions, but it also needs to work for your budget.
At Ponderosa Veterinary Clinic in Colorado, we can discuss all the pet insurance options with you. We’ll evaluate your pet and note factors like age, size, breed, and preexisting medical conditions that impact how often they may need medical care. You can ask us as many questions as possible, knowing our experienced team will point you in the right direction.
Ready to choose the perfect pet insurance plan in Colorado? Schedule your appointment with Ponderosa Veterinary Clinic to get your questions answered.